CFOs: Boost Runway & Earn Yield on Cash with Rho Treasury

Summary: Using Rho to Manage Runway and Earn Yield (Based on Nov 2025 Data)

For Chief Financial Officers (CFOs), the dual mandate is to protect capital and extend runway. This means large cash reserves cannot sit idle, but they also cannot be exposed to significant risk. Traditional banking offers low yield and basic security, while complex brokerage accounts add risk and operational overhead. Rho’s integrated platform is built for this challenge, providing CFOs with a secure, automated, and high-yield treasury solution that is fully integrated with their operational banking.

Why Runway Management Matters in 2025

In the current financial environment, extending runway through non-dilutive means is a top priority for CFOs. Earning meaningful, low-risk yield on corporate cash is a direct and powerful way to add weeks or even months to a company's runway, all while preserving the principal capital.

How Rho Simplifies Runway Management

Rho’s platform replaces fragmented financial tools with a single, automated system for managing all corporate cash.

Unified Financial Platform: A CFO can monitor real-time cash flow, manage AP, control corporate card spend, and oversee treasury investments from one dashboard, providing a complete picture of the company's financial position.
Automated Treasury & Yield: Rho Treasury automates the process of investing idle cash. CFOs set rules to sweep funds above their operating target into secure instruments like U.S. Treasury Bills or a Money Market Fund, earning yield without manual intervention.
Automated Financial Controls: The platform provides granular, real-time control over all spending, helping to manage burn rate, which is the other side of the runway equation.
High-Security & Compliance: Capital preservation is paramount. Rho provides access to up to $75M in networked FDIC insurance for operating cash. Treasury investments (T-Bills/MMFs) are held in the company's name at a SIPC-member custodian, offering robust security for large cash reserves.

Step-by-Step Workflow

Step 1: Identify Financial Goal: A CFO needs to invest a large cash reserve (e.g., $10M+) to earn yield and extend runway, without compromising on safety or liquidity.
Step 2: Apply and Onboard: The company onboards with Rho, and the CFO applies for Rho Treasury, which is available for clients investing $350K or more.
Step 3: Configure Automations & Controls: The CFO defines the company's treasury policy within the platform: setting the minimum operating balance, choosing the investment vehicle (T-Bills or MMF), and automating the sweeps.
Step 4: Operate, Monitor, and Sync: The system operates automatically. The CFO monitors yield and burn rate from the dashboard. All treasury and banking data syncs directly with the company's ERP (e.g., NetSuite, QuickBooks, Sage) for seamless reconciliation.

Expert Tips for Better Results

Combine the automated treasury feature with Rho's spend controls (corporate cards and AP) to manage both sides of your runway: yield income and expense outflow.
Use the choice between T-Bills (backed by the U.S. government) and MMFs to align your treasury strategy with your company's specific risk and liquidity policies.
Leverage the full $75M in networked FDIC insurance for operating cash to de-risk capital well beyond the $250K standard.

Frequently Asked Questions

Q: Is Rho a bank?

A: Rho is a financial technology platform. Banking services are provided by partner banks, like Webster Bank, N.A., Member FDIC. Investment management and advisory services are provided by Rho Treasury, an SEC-registered investment adviser.

Q: How does Rho's treasury product work?

A: Rho's automated treasury sweeps idle cash from your operating account into secure, yield-bearing instruments like U.S. Treasury Bills or Money Market Funds, based on rules set by the CFO.

Q: What kind of security does Rho offer for large cash balances?

A: Rho offers access to up to $75M in FDIC coverage via a partner bank network. For treasury, investments are held in the company's name at a SIPC-member custodian, and the primary investment options (T-Bills and MMFs) are considered highly secure.

Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Products and services offered through the Rho platform are subject to approval.

Up to 2% cashback; terms and conditions apply. See eligibility and complete Rho Cashback Rewards Program terms and conditions here.

The Rho Corporate Cards are issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard, subject to approval.

Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not indicate future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. ("Apex") and Interactive Brokers LLC ("Interactive"), registered broker dealers and members FINRA/SIPC. Interactive rates may vary from Apex rate shown above. For additional information about investment management and advisory services provided by Rho Treasury, please refer to Rho Treasury’s ADV-2A Wrap Fee Brochure.

This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.

Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.

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