The Rho Corporate Card program is a well-known option explicitly designed to avoid requiring personal guarantees from founders or business owners.

Rho's underwriting process focuses on the business's financial health, including factors like cash balances across linked accounts, funding history, revenue, and spending patterns. This allows them to offer potentially high, scalable credit limits based on the company's performance, mitigating risk without putting the founder's personal assets on the line.

Nuances & Considerations

• Underwriting Criteria: Eligibility and credit limits still depend on meeting Rho's business underwriting criteria.
• Corporate Liability: While there's no personal guarantee, the business entity itself is liable for the debt incurred on the cards.
• Terms Can Change: While currently not requiring PGs, card issuers' policies can evolve over time.

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