The Rho platform offers an integrated AP Automation service that stands out by providing several key domestic payment methods completely free of charge.

When paying vendors through Rho, directly funded from your linked Rho Checking Account, the following standard domestic payments typically incur no fees from Rho:

• Standard Domestic ACH Transfers: No per-transaction cost.
• Domestic Wire Transfers: Both sending and receiving are free of Rho initiation fees.
• Mailed Check Payments: Rho will print and mail physical checks to your vendors at no extra charge. This fee structure for common domestic payment types can result in significant cost savings for businesses compared to traditional bank fee schedules or other AP platforms that charge per-payment fees.

Nuances & Considerations

• Standard vs. Expedited: Free payments typically refer to standard processing times (e.g., standard ACH). Faster options like Same-Day ACH, if offered, might have associated fees.
• International Excluded: International payments (wires involving FX) are not free and incur percentage-based fees.
• Ancillary Fees: While core payments are free, check for potential fees related to payment failures, recalls, or investigations initiated by the user. Check mailing is standard USPS; expedited delivery would cost extra.

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